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2022-05-18 08:44:021970-01-01 Lloyd Recruitment Services Limited
Job Type Permanent Full Time
Location Redhill
Area Surrey, UK Surrey UK Redhill
Sector Financial Services
Salary £23000 - £24500
Start Date ASAP
Advertiser Mollie Egan
Telephone 01372 818 299
Job Ref ME11987
Description
Are you looking for a career in the Financial Services industry?
Have you gained exposure or experience in Credit Risk, Risk and /or Underwriting?
 
If yes, we have the role for you.

We have a number of opportunities with businesses in the local area, who are looking for individuals who would like to work in Underwriting.

You will need to have excellent attention to detail, able to methodically and follow processes. Highly organised, you will be a confident communicator both verbal and written.

** Salary Ranges £23k - £24500 ** Excellent Benefits and Incentives **
 

The Role:
  • Review and approve/decline credit proposals within individual approved credit authority
  • Assess and evaluate customer credit risk through in-depth business and financial analysis
  • Document and communicate credit decisions in a clear and effective manner within set timelines
  • Site visits where appropriate
  • Interface with internal & external stakeholders to resolve credit related issues
  • To provide assistance and advice and where necessary, negotiate on deal structuring with a view to maximising the commercial opportunity without compromising credit quality standards
  • Be acutely familiar with the credit portfolio
  • Deal with or escalate any identified risks in relation to consumer risk policies and/or legislative and regulatory guidelines in accordance with the group risk framework
  • Acts to develop customer relationships and seeks to exceed client's expectations
  • Handle telephone queries from supporting dealers and internal sales staff

The Ideal Candidate:
  • Ability to build strong, meaningful business relationships
  • Ability to structure a proposal into a deal acceptable to all parties in a decisive and inquisitive manner
  • Highly numerate
  • Sound time management
  • Understanding the treating customers fairly principles
 



NB: Lloyd Recruitment Services would like to thank you for taking the time to apply to this vacancy. However, unfortunately due to a high number of applications, we are only able to respond to shortlisted applicants. If you have not heard from us within seven days, please assume that you have not been shortlisted on this occasion. However please do join our Facebook community, to be the first to see our new positions.
 
Key Words: New Business, Credit, Credit Risk, Portfolio, Underwriting, Proposals, Financial Services, Finance, Insurance, Car Finance, Motor
Keywords
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